Personal housing accumulation fund loan means a special housing consumption loan lent to any employee participating in the housing accumulation fund system taking the housing accumulation fund as its fund source, and orienting its use at purchasing, building, rebuilding, or overhauling its self-owned housing.


The self-owned housing purchased by the employee includes commercial housing, economically affordable housing, private-owned housing, financing-built housing, returned housing for dilapidated building renewal, and public-owned completed housing.

Personal Housing Accumulation Fund Loan个人住房公积金贷款: